Many adult children in Georgia are currently helping their aging parents in various ways as they enter their Golden Years in life. For some, this means finding appropriate nursing facilities for parents who can no longer live independently. Others are more focused on the estate planning process, especially if a mother or father has asked a son or daughter to administer an estate when the time comes or to act in some Read More

A few decades ago, Down syndrome was one of the most common forms of special needs in the United States. With one in 700 live births resulting in a child with Down syndrome, it was common enough to be known without being very likely to impact any given family. These days, Autism Spectrum Disorders (ASD) are the most common form of special needs in the United States. As many as one out of 68 children in the country Read More

Certain topics are timeless by nature in that they apply to Georgia residents of any age or state in life. For instance, a person need not be a certain age to consider long-term care needs and goals for his or her own future. Within that topic of discussion, many people find it important to consider various issues concerning medical care, namely care that may be given in a life or death situation. If you were unable Read More

No one wants to think about their parents getting older, losing mental clarity and slowly dying. However, aging and the physical and mental deterioration that come with it are a part of life. If you’re worried about the health and mental capacity of your aging parents, it may be time to talk with them about creating a specific power of attorney to deal with health issues in the future. You love your parents and want Read More

As you age, you may soon realize that your estate plan is no longer exactly what you want it to be. It may be frustrating to learn that you need to make some changes, but it’s good to know that you are able to do so in an efficient manner. Of course, this only holds true if you take the time to review your estate plan, answer the right questions, and move forward in the appropriate manner. If you are in your 50s, Read More

The New York Times recently ran an in-depth story about one victim of financial exploitation by a companion-caregiver who was acting as guardian to an elderly gentleman. Initially, the woman contacted her companion’s family saying that she was no longer able to care for the gentleman, who had dementia and other health issues. When the family tried to take over, they learned that the woman had been financially Read More

There are a lot of reasons why you might consider creating a trust for your assets. Perhaps you have a large estate, and you want to prevent tax issues. Maybe you’re concerned about the financial habits of a child or grandchild. Sometimes, people want to protect assets for minor children until they are adults. There’s also the issue of the high rate of divorce in modern families. A large inheritance could inspire a Read More

Advance directives such as living wills and healthcare proxies are important tools for end-of-life decision-making, yet only about a third of American adults have them. Moreover, people who have chronic illnesses are only slightly more likely than others to have documented their wishes about end-of-life care. This is according to a meta-analysis that was published in the July issue of the journal Health Affairs. Read More

Over 90 percent of older Americans are lacking long-term care insurance. Premiums have skyrocketed over the last decade, and some insurers have exited the market. It has declined in popularity largely due to its unaffordability for many seniors. Yet over 6 million seniors today are considered likely to have a “high need” for long-term care services, according to the U.S. Department of Health and Human Services. Read More

Having “the talk” with your parents about long-term care may seem like a conversation you never want to have. It not only forces you face their mortality, it also forces you to face your own. Fortunately, it does not have to be a long conversation you have following afternoon brunch. However, you should not put off the subject of long-term care for too long. Even if your parents live an active lifestyle and are in Read More