Determining whether home care is a long-term care planning option

Helping an aging parent plan and provide for his or her health and financial needs can be a challenging and emotional experience. There are often so many long-term care options, it is difficult to determine which ones best suit a loved one’s particular needs and goals. A main decision many adult children help their parents make is whether to include home care as a part of a plan. In fact, there may be some in Georgia who are currently considering this option.

As with most elective programs, there are pros and cons to home care. Some say it can be beneficial regarding health as well as finances. Others have determined it is not always the most practical or economically feasible choice.

Each person’s needs and situation is unique; therefore, it helps to look at circumstances individually to determine whether the home health care program in mind offers services and plans that can accommodate an elder. Generally speaking, home health care works best for those whose needs are basic, such as help preparing meals or getting outside for some exercise. The more intensive a person’s medical and physical needs are, the less likely home care would be a good choice.

There are often public programs as well as private options when it comes to health-related care systems. Since there is no one specific way to undertake long-term care planning, it often helps to seek experienced guidance. A Georgia elder law attorney can provide support to anyone in need of long-term care assistance in this state.

Source: FindLaw, “Home Care Options for Elders“, Accessed on Jan. 16, 2018

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Kevin Tharpe

With 25 years of experience, Kevin understands how estate planning, special needs planning, and government benefits programs work together. This is a crucial element of a thorough plan. He explains your eligibility for benefits programs and ensures that you do not make costly mistakes that may disqualify you or deplete your assets.

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